Mortgage Calculator

Payment & Amortization

Home Price $400,000

Down Payment $80,000 (20%)

Loan Amount $320,000

Interest Rate 6.50%

Loan Term 30 yrs

Start Date

Property Tax /yr $4,800

Home Insurance /yr $1,600

PMI Rate 0.50%

HOA Fees /month $0

Loan Type

Purpose

Estimated Monthly Payment

Principal & interest + taxes, insurance, HOA

Principal & Interest Property Tax Insurance PMI HOA

Loan Amount

Total Interest

Total of Payments

Payoff Date

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Yearly Amortization Schedule

Year	Principal Paid	Interest Paid	Remaining Balance

This calculator provides estimates for informational purposes only and does not constitute financial or lending advice. Actual payments, rates, and fees depend on your lender, credit profile, and local requirements. Consult a licensed mortgage professional before making financial decisions.

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Frequently Asked Questions

Mortgage Calculator — Common Questions